How to find the right travel insurance for Pakistan

By Joan Torres 8 Comments Last updated on April 24, 2023

Wanna travel to Pakistan with Against the Compass?

We have one scheduled expedition this summer to North Pakistan. 14 days driving the Karakoram Highway, and exploring offbeat valleys of Shimshal and Astore.

August 13th to 26th

Pakistan is a great country and a destination I would recommend to any traveler who wishes to go on a different, unique and crazy adventure. 

However, truth to be told: Pakistan isn’t the average destination. 

It is challenging, its mountains are no joke and some regions can be particularly dangerous. 

Therefore, for your own safety, you really want to get travel insurance that covers all of the above peculiarities. 

So, what travel insurance should you get? Well, it really depends on your travel plans. 

In this tutorial, I will help you find the right travel insurance for Pakistan according to your needs as a traveler. 

For more information about Pakistan, don’t forget to read my 70 tips for traveling to Pakistan

travel insurance for Pakistan

Things you need to take into account choosing your medical travel insurance for Pakistan

All right.

You don’t need to be a travel expert to figure out that, if you go to Pakistan, you will require different travel insurance than if you go to Paris, for example.

And the reason is that, unlike Paris, Pakistan is an adventurous destination where there are some potential dangers, so you really want to buy something that covers those things. 

Factors to take into account when choosing your Pakistan travel insurance:

1 – Are you going to go trekking? If so, your travel insurance for Pakistan needs to cover hiking in high altitudes. 

2 – Are you price sensitive? Then you should buy the cheapest one. 

3 – Are you going to travel by public transportation or with a local guide? I don’t want to scare you but the public transportation in Pakistan is really bad and the rate of accidents is pretty high. If this is a concern for you, perhaps, you should buy insurance with high medical coverage. 

The best travel insurance companies for Pakistan – Full comparison

Travel insurance with the highest coverage – World Nomads

Cheapest travel insurance for any traveler – IATI Insurance

Travel insurance for European backpackers – True Traveller

We will go through all of them, one by one. 

For comparing the different prices, we will assume that we are going to Pakistan for 30 days, during the month of July, we are 30 years old and have an EU passport. 

Pakistan travel insurance with the highest coverage – World Nomads

World Nomads is the company I tend to recommend across all my guides, for the simple reason that it offers the highest coverage, as their most basic plan already provides you with 3,500,000€ in medical expenses and, for a few more €, you can get unlimited medical budget. 

From driving the Karakoram Highway to trekking to epic Himalayan base camps, this medical coverage is really an edge for an adventurous destination such as Pakistan. 

Moreover, I also think World Nomads is the ideal travel insurance company for Pakistan because their most basic plan already covers for trekking up to 6,000 meters, including rescue and things like that, so you won’t have to worry about anything. 

Minimum quote – 123€ – Includes 3,500,000€ of medical expenses

Premium Plan – 134€ – Unlimited medical expenses

World Nomads is the best travel insurance for Pakistan for:

Cons of World Nomads


Cheapest travel insurance for Pakistan, for any traveler – IATI Insurance

IATI is a travel insurance company which is characterized by offering a crazy number of different plans, plus it provides coverage to pretty much any nationality in the world.

They offer the cheapest plans and, on top of that, if you buy it through my link, you can get an exclusive 5% discount.

However, everything comes with a price and, compared to World Nomads, they don’t offer very good coverage. 

Basic plan – 76€ (-5% if you get it through my link) – But it doesn’t cover trekking at all

With trekking up to 2,000m – 120€ (-5% if you get it through my link) – You need to select the Backpacker Plan. 

With trekking up to 3,000m – 145€ (-5% if you get it through my link) – You need to select Star Plan. 

IATI Insurance is the best travel insurance for Pakistan for:

Cons of IATI Insurance

travel medical insurance pakistan

Cheapest Pakistan travel insurance for European backpackers – True Traveller

True Traveller is the ultimate travel insurance and the one I personally have been using since I discovered it at the end of 2018. 

What I like about it is that, unlike World Nomads, True Traveller is really flexible, meaning that you can add or remove any element you want from the final quote, so you can shape the perfect travel insurance for a country like Pakistan. 

Furthermore, their most basic plan already provides with outstanding medical coverage and then you can add things like adventure activities and stuff like that. 

Minimum quote – £71.87 – It includes £2,500,000 in medical expenses but it does not include trekking activities. 

With the supplement adventure (trekking up to 4,500m) – £104

With the supplement of extreme adventure (trekking over 4,500m) – £135

With search and rescue included – £160 (You need to get a higher plan)

True Traveller is the best travel insurance for Pakistan for:

Cons of True Traveller


travel insurance to pakistan

With adventure supplement:


Hi Joan
Looks like trekking up to 6000m requires an add on as it is a Level 3 activity. If you take the explorer or basic package adds on a fair bit
Plan Explorer
Base Policy $318.00
Footprints Donation $3.00
Sports & Activities Premium $333.90
$654.90 AUD

Of note- The policy price runs higher because I’m 54, I typed in 35 as a comparison and it’s about AUD $70 cheaper. Contacting them tomorrow on the issue of ropes for K2/Gondogoro La trek so I can feed back after that.

I almost went with World Nomads, but decided on Travel Insured International because I had a friend who had emergency hernia surgery and they covered everything with no fuss. I also was on the phone forever trying to get more info with World Nomads, whereas Travel Insured answered all my questions right away. I wouldn’t want to wait on the phone in an emergency so I took that into consideration as well. Nevertheless, I’m sure they’re both good insurance companies. Just thought I would add my experience.

Hi Joan I was relieved to see World Nomads would insure for my trip to Pakistan despite my Government’s advice (Australia). But then I found that they don’t insure anyone over 70. I’m 72.
Such bad luck. Any other ideas?


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